Contactless Payments.

HOW TO START ACCEPTING CONTACTLESS BANK CARDS

AT YOUR POS.

“TAP TO PAY” CONTACTLESS READERS

Every payments project is different. This is why the Crypto family of contactless readers offers a choice of mechanical fittings, interface options and security features. A market-proven technology, our hardware is designed for integration into attended and unattended environments such as ticket machines, vending machines, EV chargers, kiosks, and more.

All readers in the range are EMV Level 1 and Visa & Mastercard Level 2 certified, and a PCI PTS v5.1 certified option is available. Compliance with non-EMV standards such as Mifare comes as standard, while ITSO libraries for transport are an optional extra.

OPTIONAL TELEMETRY TERMINAL

The telemetry terminal is designed to host business logic and support communications between the POS, contactless reader and payment gateway. Ethernet, WiFi and 4G connectivity options are available. The terminal runs Linux OS that is open to developers.

This is an optional hardware component – you can use your own computer to run software services. But the terminal represents a purpose-built single board computer that helps deliver a self-contained payment system, should you need it.


KEY MARKETS WE OPERATE IN.

 

Transport
Vending
Unattended

READER INTEGRATION

PHILOSOPHY.

uCrypto is an embedded hardware module and its integration requires the development of a bespoke payment processing system. Although a significant technical project, building your own solution delivers control, flexibility and cost-savings. Nonetheless, off-the-shelf systems are also available from our third-party partners – contact us and we’ll make introductions.

uCrypto comes with an EMV-certified firmware. There is no file system or operating system, which means that the reader can be shut down or booted fast without corruption of keys or losing configurations. The reader communicates via serial interface – RS232 or UART logic levels, or USB CDC. Communication with the host (POS computer or telemetry terminal) is carried by a proprietary Block Framing Protocol, wrapped in an API.

The reader is highly secure: it incorporates a cryptographic engine and secure key storage as required by the Payment Card Industry. It does not allow any arbitrary code to run in the firmware. Its firewall protects cardholder data and security keys from unauthorised access by closed loop applications. As a result of this design, the host and other systems are completely outside of the PCI PTS scope, which makes PCI DSS and P2PE schemes easier to certify.

A unique feature is the clear split between open loop and closed loop applications. While EMV payment (open loop) is processed within the firmware as certified by EMVCo, Visa and Mastercard, closed loop schemes, for example Mifare cards or the transport schemes ITSO and Calypso, are executed by the host via the reader’s Pass-through mode.


MODULAR TECHNOLOGY.

One size does not fit all. We offer a flexible approach that allows you to pick & mix from our hardware and software modules. This helps deliver a solution tailored to your project, while adhering to certification requirements. See the three integration options below.

READER ONLY READER + TELEMETRY COMPLETE SOLUTION
from our partners
What is on offer? Get only the reader and integrate with your Linux, Windows or Android telemetry terminal. Get the reader and telemetry terminal bundle, and connect to your POS. Hardware and software bundle that is ready to accept payments out-of-the-box.
Certification Reader comes Level 1 and 2 certified. You obtain Level 3. Reader comes Level 1 and 2 certified. You obtain Level 3. Pre-certified to EMV Level 1, 2 and 3.
Ease of POS integration Detailed EMV expertise required to integrate our low-level SDK. Some EMV expertise required to connect our telemetry terminal to your POS. Easy-to-use API to connect to your POS.
Ease of banking integration You develop the banking relationships and integration. You develop the banking relationships and integration. Banking relationship already set up.
Typical time to deployment 6 to 12 months 3 to 6 months 1 week
Flexibility The entire system is under your control. Most of the system is under your control. You adopt the supplier`s approach, though customisations are often possible.
Cost Low. Medium. Some upfront cost, low ongoing charge.

PAYMENT SYSTEMS

EXPLAINED.

How does it all work? In a nutshell, a payment system contains three blocks: the customer facing reader, the telemetry terminal, and the financial back office. Your POS is the beginning of the transaction journey – it instructs the telemetry terminal to activate the contactless reader and begin scanning for cards. As the customer taps their card, the card data is read and immediately encrypted by the reader. Now protected, this data is relayed over the Internet to a remote back office and your chosen payment gateway. The gateway takes care of the financial institution checks and responds with an Accept or Decline message. This response is sent back up the chain to the reader and your POS. Funds accumulated from your sales are regularly wired to your bank by the payment gateway.

HOW GEMINI 2000 IS DIFFERENT.

Customisable and modular product range
Fully certified by the payments industry
Consultancy and assisted integration
UK manufacturer with 23 years experience

OUR COMMITMENT TO SECURITY.

The financial industry is built on trust – and rigorous testing and certification by accredited laboratories. Our systems have been certified to the highest levels of security and data protection as specified by industry bodies EMVCo and PCI. We employ authentication, tokenisation and encryption to render all transferred data useless to criminals.


Download our free EMV Starter Guide