Contactless Payments.

HOW TO START ACCEPTING CONTACTLESS

AT YOUR POS.

“TAP TO PAY” CONTACTLESS READERS

Offer the convenience of contactless payment to your customers now. We manufacture payment terminals with a choice of mechanical fittings, interface options and security features to fit your needs. A market-proven technology, our solution is ideal for ticket machines, vending machines, EV chargers, kiosks, and more.

Our readers are EMV Level 1 and Visa & Mastercard Level 2 certified, and a PCI PTS v5.1 certified option is available. Compliance with non-EMV standards such as Mifare also comes as standard.



FAST, LOW-COST TRANSACTION PROCESSING

Adopt the speed of contactless with card taps processed almost instantly through our acquiring partner Elavon. Accumulated funds are quickly transferred to your bank account within 1 to 3 days. All merchants have 24/7 access to Switchio, a comprehensive online reporting platform where sales reports and detailed information for each transaction are available at a click of a button.


KEY MARKETS

WE OPERATE IN.

 

Transit
Vending
Unattended

READER INTEGRATION

MADE EASY.

Get started with our £199 Starter Kit for development and evaluation. It includes contactless terminal, test card and test account setup, plus all documentation and support needed to get you going.

Software integration involves a simple command protocol between the payment terminal and your point-of-sale device over an Ethernet connection. The message exchange is based on MQTT messages, all detailed in our Technical Guide: please contact us to request the technical documentation. Standard MDB protocol is also available.

Hardware integration is made easier through modular, flexible design. Our two-part kit – with separate reader and telemetry – allows you to position modules more conveniently inside the POS enclosure and reduces costs if replacements are ever needed. All our contactless readers are available as flush or surface mount casings. Find out more in our hardware page.


MODULAR TECHNOLOGY

TO FIT YOUR NEEDS.

One size does not fit all. We offer a flexible approach that allows you to pick & mix from our hardware and software modules. This helps deliver a solution tailored to your project, while adhering to certification requirements. See three integration options below.

COMPLETE SOLUTION READER + TELEMETRY READER ONLY
What is on offer? Hardware and software bundle that is ready to accept payments out-of-the-box. Get the reader and telemetry terminal bundle, and use your payment processing infrastructure. Get the reader only and integrate with your Linux, Windows or Android telemetry terminal.
Certification Pre-certified to EMV Level 1, 2 and 3. Reader comes Level 1 and 2 certified. You obtain Level 3. Reader comes Level 1 and 2 certified. You obtain Level 3.
Ease of POS integration Easy-to-use MDB or MQTT protocol to connect to your machine. Some EMV expertise required to interface with the terminal over MQTT. Detailed EMV expertise required to integrate our low-level SDK.
Ease of banking integration Fully set up and certified with acquirer Elavon. You develop the banking relationships and integration. You develop the banking relationships and integration.
Typical time to deployment 2 weeks. 3 to 6 months. 6 to 9 months.

PAYMENT PROCESSING

AT A GLANCE.

How does it all work? In a nutshell, a payment system contains three blocks: the customer facing reader, the telemetry, and the financial back office. The reader and telemetry form a terminal which can be one device or split into two. In both cases, your POS is the beginning of the transaction journey – it instructs the telemetry to activate the contactless reader and start scanning for cards. As the customer taps their card, the card data is read and immediately encrypted by the reader. Now protected, this data is relayed over the Internet to a remote back office and your chosen payment gateway. The gateway takes care of the financial institution checks and responds with an Accept or Decline message. This response is sent back up the chain to the reader and your POS. Funds accumulated from your sales are then regularly wired to your bank by the acquiring bank.

HOW GEMINI 2000 IS DIFFERENT.

Customisable and modular product range
Fully certified by the payments industry
Consultancy and assisted integration
UK manufacturer with 25 years experience

OUR COMMITTMENT

TO SECURITY.

The financial industry is built on trust – and rigorous testing and certification by accredited laboratories. Our systems have been certified to the highest levels of security and data protection as specified by industry bodies EMVCo, PCI and TUV.

All Gemini contactless readers feature a built-in cryptographic processor. This hardware component encrypts cardholder data at source, ensuring that everything transmitted by reader is protected from malicious activity and attempts to read or modify it. Readers hold unique secret keys to encrypt cardholder data, which can be decrypted only by the payment gateway – this is known as E2EE (end-to-end encryption.) Further, the solution employs DUKPT (derived unique key per transaction), where each individual transaction is encrypted with a key that is then immediately discarded. If a derived key is ever compromised, it only affects that single transaction and is not applicable to any other past of future transactions.

Telemetry terminals also secure their communications with certificates for TLS connections, adding another layer of security. What is more, all Gemini hardware has capabilities for remote management and updates through a dedicated Terminal Management System, allowing us to prevent or respond to emerging threats.

All cardholder data sent to the payment gateway must be decrypted, processed and stored securely. Our solution is Payment Card Industry Data Security Standard (PCI DSS) compliant, and certified as a Level 1 Service Provider (the highest level possible.)


Download Detailed Product Guide